Citi HK - GCB - Risk Manager (Personal Loan Risk) in Hong Kong

  • Primary Location: Hong Kong SAR of PRC,Hong Kong,Hong Kong

  • Education: Bachelor's Degree

  • Job Function: Risk Management

  • Schedule: Full-time

  • Shift: Day Job

  • Employee Status: Regular

  • Travel Time: No

  • Job ID: 17080104


  • Report to the Unsecured Personal Loans Risk Manager to monitor and manage Personal Loans acquisition/portfolios performance aligning to the risk appetite

  • Lead various business, risk and system projects with close collaboration with other functions such as Product, Credit operations, Technology, etc.

  • Monitor acquisition/portfolio quality and support regulatory reporting with key commentary on portfolio trend highlights/key initiatives

  • Perform regular monitoring and validation on the performance of credit scorecards and bureau segmentation models. Formulate analytics - based portfolio management strategy to optimize risk-reward trade-off, track and perform effectiveness of the actions

  • Perform control programs and UAT system testing to ensure relevant credit processes are in compliance with policy, regulatory and group requirements


  • Bachelor or post-graduate degree in Business or other related quantitative disciplines

  • Minimum 5-6 years of risk management experience in Unsecured Lending Products

  • Highly numerate, good communication, interpersonal skills and ability to motivate others with leadership potential

  • Highly numerate with sound knowledge in SAS programming, data mining and MS word/excel/access/powerpoint