Credit Suisse Credit Officer #103481 in Hong Kong, Hong Kong
You will handle a distinct credit portfolio on a day-to-day basis.
You will conduct in-depth risk analysis of client, transaction structure and collateral for the purpose of identifying their suitability for use and to actively help to mitigate the risks of a transaction, referencing to relevant Global & Regional Credit Policies, Guidelines and Credit Manuals,
You will prepare the credit write-ups for credit decisions in the specified format; engage and discuss the credit issues with Credit Management as required.
You will exercise credit discernment and submit credit approvals of credit structures in compliance with existing risk appetite, assigned credit authority and applicable Global & Regional Credit Policies and Credit Manuals.
You will be fostering of dedicated partnerships, negotiations & communication in relation to credit matters/new transactions with Relationship Managers, Collateral Valuation Office, Solutions Partners, Trading, Legal, Compliance and other CRM/Risk business divisions etc.
You will complete credit reviews/assessment of existing credit facilities.
You will co-ordinate with Loan Operations, Credit Control and Credit Valuation Monitoring teams to ensure that the exposures and position of approved credit transactions are adequately reflected, authorized and monitored in the risk systems.
Education: You have a Bachelor’s or Master’s Degree preferably in finance, banking or similar; relevant professional accreditation is desirable.
You possess a minimum of 10 years or above of prior work experience in financial services, with a focus on Private Banking, Corporate Banking, Research or Credit Analytics preferred; deep knowledge of capital markets and credit products offered by private banks is desirable.
Personal Characteristics: You have proficient analytical skills, strong communication skills and writing skills, good negotiation skills, conceptual thinking, outgoing team-player.
Title: Credit Officer #103481
Location: Hong Kong-Hong Kong-Hong Kong
Requisition ID: 103481